About us

An investment firm built on tangible assets and long horizons.

Prime Summa is a new firm with one consistent objective: preserve what has been entrusted to us, and invest it in real assets that can produce value over long horizons.

Our story

A new firm, a long-standing way of working.

Prime Summa was founded in 2026 by Dewitt Knapp on a conviction formed over a long career: that the most reliable way to build wealth is to own assets that produce something people need, and to underwrite for the downside first.

That conviction was built in practice rather than in theory. Our principals have worked in tangible assets since 1995 — across real estate, infrastructure, energy, agriculture, timber, industrial assets, private credit, and equipment leasing — always within the same boundary: the investment had to be backed by an identifiable asset with a functional purpose and a credible path to cash flow.

Prime Summa brings that approach under one roof, headquartered in Franklin, Tennessee. The firm is new by design. The questions we ask about an asset are not.

Milestones

  • 1995 — our principals begin operating income-producing real property.
  • Broadening experience — the work extends into infrastructure and energy assets.
  • Diversification — agriculture, timber, and industrial assets enter the research program.
  • Credit and leasing — secured lending and equipment leasing extend the asset-backed approach.
  • 2026 — Dewitt Knapp founds Prime Summa in Franklin, Tennessee, with nine core asset classes under coverage.

Timeline entries are descriptive. Specific dates and figures are placeholders pending confirmation.

Mission

Protect capital and put it to productive work.

Our mission is to preserve the capital entrusted to us and invest it in tangible, income-producing assets that can create value over long horizons — with clear reporting, honest risk framing, and disciplined execution at every step.

Vision

Be the firm investors trust with the long term.

We want Prime Summa to be the place capital goes when the objective is durability: a firm known for owning quality assets, communicating plainly, and behaving the same way in difficult markets as in favorable ones.

Core values

What we hold ourselves to.

These are the standards our team is measured against — internally, and in every interaction with the people who entrust us with capital.

Integrity

We say what is true, including when it is inconvenient. Our disclosures are meant to inform, not to persuade.

Transparency

Investors should understand what they own, what it costs, and what could go wrong, in plain language.

Discipline

A defined process applied consistently — particularly when enthusiasm or pressure argues for shortcuts.

Stewardship

We maintain and improve what we own. Assets left in better condition tend to serve investors better.

Patience

Time is an input to compounding. We are structured so that waiting is a choice, not a hardship.

Accountability

Decisions are documented and reviewed. When something does not work, we examine why and adjust.

Leadership philosophy

Judgment, documented and challenged.

Our leadership team is responsible for the environment in which decisions get made: how research is conducted, how assumptions are challenged, and how dissent is treated. We prefer small groups of accountable people over large committees, and written reasoning over verbal consensus.

Every material investment decision is documented with its rationale, its key assumptions, and the conditions that would cause us to change our minds. Those documents are revisited — which is how a process improves rather than simply repeats.

Investment philosophy in brief

Nine principles, one objective

  • Capital preservation before appreciation
  • Tangible assets with a functional purpose
  • Cash flow generated by operations
  • Inflation awareness built into underwriting
  • Diversification across uncorrelated real assets
  • Risk-adjusted evaluation, not headline yield
  • Research-driven, evidence-first decisions
  • Conservative leverage and reserve planning
  • Patience as a structural advantage
Read the full philosophy
Why investors choose Prime Summa

Longevity, clarity, and alignment.

We are not the right firm for every objective. For investors focused on durability, these are the reasons they tell us they work with us.

Continuity of approach

The discipline behind Prime Summa is not new to the people applying it; they have used it since 1995.

Asset-level understanding

We underwrite the property, the system, the field, or the fleet — not just the financial model above it.

Plain communication

Reporting written to be understood, with risks stated as clearly as opportunities.

Long-term structures

Time horizons designed to match the assets, so decisions are not forced by short-term pressure.

Long-term commitment

We plan to be here for the next cycle.

A firm that intends to operate for decades makes different choices than one optimizing for a single fundraising cycle. It declines opportunities that would look good briefly. It invests in maintenance, systems, and people whose value shows up years later.

That orientation is deliberate, and it is why our investment horizons, our reporting, and our compensation structures are all built around outcomes measured in years.

Stewardship of capital

Custody is a responsibility, not a service.

Managing someone else's capital carries an obligation that goes beyond performance reporting: to be candid about risk, to avoid conflicts where possible and disclose them where not, and to act consistently whether or not anyone is watching.

Our Code of Ethics and compliance program exist to make that obligation operational rather than aspirational.

Talk with our team

Questions about the firm or our approach?

We are happy to share how we think about tangible assets, diligence, and long-term ownership.